Lately everyone are pulling out the KLR Ramblers “Legal Disclaimer” from the hat, what I don’t mind, but seems it is getting serious.
I have contacted a legal services company to review it and make it fool proof as possible.
Once I will have it secured and in hand, I can share it with others, until then I don’t mind if you use it, just be careful, in the current form there is no warranty to be legally perfect.
So far, based on what I read, the question is, what kind of service are you providing. The best option is not to provide a service, do not ask for money. Good wording is the key.